RBI | IRCCL

Mahi Agrawal

3 days ago4 min read

RBI’s Policy on FPI-to-FDI Reclassification: A Game Changer for Foreign Investors

RBI’s reclassification framework is a policy statement that India is evolving toward a more balanced approach to foreign investment.

Yash Kaushik

Oct 315 min read

MCA Revamps M&A Rules: New Amendments to Rule 25A Simplify Reverse Flipping Process

MCA streamlines and simplifies the regulatory framework for transnational mergers.

Arav Akolkar, Dev Jhunjhunwala

Oct 196 min read

Unpacking RBI’s Margining Requirements: Safeguards and Challenges

The RBI has taken steps towards creating a safer OTC market in compliance with most BCBS-IOSCO principles and ISDA practices.

Arnav Gulati

Oct 66 min read

RBI’s Crackdown on P2P Lending: Course Correction or a Death Knell?

The author evaluates the consequences of the amendments for the P2P sector from both legal and market viewpoints.

Arshan Kazi

Oct 56 min read

Lender’s Perspective on RBI’s Draft Project Finance Directions

The Directions were established to encompass the entire lifecycle of a project, from design through to operation.

Kushagra Dwivedi

Sep 196 min read

The Conundrum of True Sale in India: A Source of Judicial Uncertainty?

Securitization's success hinges on the clear classification of asset transfers as true sales.

Ankush Kalsule, Gargi Agnihotri

Sep 146 min read

RBI’s Risk Renaissance: Crafting Resilient Financial Models

For model review, RBI has to ensure that these models are robust and reliable, and they comply with the existing regulatory standards.

Koninika Bhattacharjee

Sep 86 min read

RBI v/s SEBI: Assessing Proportionality in Regulating Paytm Payments Bank

This article compares RBI’s direction against PPBL with SEBI’s balanced approach.

Simran Sharma, Nidhi

Aug 47 min read

Navigating the Legal Framework on Assignment of Loan and Borrower’s Consent

[Simran and Nidhi are students at National Law University Jodhpur.] In the recent case of Gstaad Hotels Private Limited v. Union of...

Supriya Garhwal

May 36 min read

Navigating the Tightrope: RBI’s Enforcement Actions and the Shifting Paradigms in Indian Fintech

The future of fintech in India depends on finding a careful balance between regulation and innovation.

Akshat Jain, Aniya Damathia

Feb 145 min read

Breaking Chains: Unravelling RBI's Blanket Ban on AIF Investments

RBI’s move comes at a time when AIFs are gaining steam in India, with the primary source of capital being sourced from regulated entities.

Dhaval Bothra

Jan 296 min read

Unveiling Bond Forwards: A New Frontier in Indian Debt Market Regulation

The draft directions signal a transformative moment for India’s fixed-income landscape, with opportunities like improved risk managemet.

Tarun Thakur, Navya Bassi

Jan 206 min read

RBI Tightens Grip: Analyzing RBI’s New Regulation on AIF Investments

RBI’s new-year gift for regulated entities aims to address the critical issue of the rising evergreening of loans through AIFs.

Sourav Paul

Jan 195 min read

Evaluating RBI’s Intervention in Curbing Evergreening of Loans through AIFs

There is an urgent need on the part of the regulators to assess the nuanced impact of the circular on the AIF industry in general.

Shubham Singh

Jan 164 min read

From Masking to Disclosure: RBI Shakes Up NBFC Investments and AIF Structures

The RBI’s notification may look harsh, but it perfectly curbs the issue of evergreening.

Raashi Sanjay Sarupria

Jan 106 min read

Crossing Borders, Crossing Compliance: The Indian PA-CB Revolution

The new PA-CB regulations overhaul cross-border payments, centralizing and regulating them.

Prashant Dound

Nov 18, 20236 min read

FLDG Guidelines Pushes Fintech’s Quest for NBFCs License

What seems to be most optimal for LSPs is to form partnerships with entities that are less likely to exploit and more inclined to cooperate.

Anika Kumar

Nov 11, 20236 min read

e-KYC Aggregator: The Inelegant Solution

Per the author, the e-KYC aggregator does not seem to fulfil a distinct need.

Ananya Tewari

Oct 13, 20235 min read

RBI’s Compromise Settlement Move: Detrimental or Right-on Track?

The new policy gives the idea of maximizing the possible recovery from a person termed as wilful defaulter or fraud with minimum expense.

Parth Kantak

Sep 9, 20237 min read

Testing National Financial Information Registry Framework on the Touchstone of Data Protection Law

The successful implementation of NFIR policy is fundamental since it has potential to improve India’s credit landscape.

Nikita Parihar

Aug 29, 20235 min read

Navigating the Card Payment Landscape: Decoding RBI's Circular on Card Network Agreements

RBI should work towards creating a competitive landscape that empowers customers to make informed choices regarding card network providers.

Tarpan Soni, Shivi

Aug 21, 20236 min read

Analyzing the RBI FLDG Guidelines

This article first describes what an FLDG arrangement is and then analyzes the guidelines on the same.

Sibasish Panda, Ayush Shandilya

Aug 6, 20237 min read

Viewing the RBI's New DLG Guidelines through a Fintech Company’s Lens

Although there are a few uncertainties here and there, the fintech companies have welcomed the guidelines with full vigor.

Ojasav Chitranshi, Deesha Reshmi

Jun 24, 20236 min read

Flip Structure in the New Overseas Investment Regime: A Wise Move Or Bigger Threat

Authors examine flip structures and explore the reasons behind their increasing popularity against the backdrop of the new OI regime.

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